India's #1 Fintech solution provider
With over 7 years of experience in the industry, we understand the everyday challenges businesses face. Backed by a skilled team of 13+ testers, we deliver bug-free, scalable, and user-friendly solutions that enhance customer satisfaction and strengthen your brand.
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Our industry expertise and solutions
At OnikTech, we specialize in delivering innovative IT solutions tailored for a diverse range of industries. Our expertise extends across:
Fintech Solutions
OnikTech Fintech Solutions are available as both API and standalone software. Backed by years of industry experience and in-depth research, our offerings deliver unmatched features and a bug-free experience you can rely on.
OnikTech Payment Gateway
Enjoy seamless UPI payments with just a 0.50% transaction fee — one of the lowest in the industry.
AEPS (Aadhaar Enabled Payment System)
Experience seamless AEPS transactions with industry-leading commissions, automatic next-day settlements, and no delays in payouts.
Bill Payment Service (BBPS/Bharat Connect)
Lowest charges in the industry. We process 7+ lakh transactions every month with a 99% success rate — trusted, efficient, and built for scale.
Money Transfer (DMT) Api
Reliable DMT API with minimal charges. Handling â‚ą60+ lakh in monthly transfers and delivering a 99% success ratio, we offer a seamless and efficient money transfer experience.
Prepaid Recharge Api
Enjoy excellent commissions and industry-low failure rates. Our system connects through stable, direct channels to ensure smooth and successful recharges.
NSDL Pan Api
Simplify PAN card services with our NSDL PAN API. Designed for speed, accuracy, and compliance, our API ensures efficient processing and minimal disruptions through secure and reliable integration paths.
Our clients say it best.
We focus on solutions that matter — saving time, cutting costs, and powering growth.
13
Awards Won170+
Completed Projects7Y
Customer Satisfaction“OnikTech’s UPI gateway charges are the lowest I’ve seen. Setup was easy, and the transaction speed is amazing. Perfect for small businesses!”
Karan Verma
E-commerce Store Owner, Delhi“We launched our own fintech portal using their platform in less than a week. Everything from AEPS to BBPS was ready to go!”
Harsh Patel
Startup Founder, Rajasthan“What impressed me the most is their support team — always available, friendly, and they solve issues fast. That’s rare these days.”
Sandeep Yadav
State Head, Haryana“I’ve used many recharge APIs before, but OnikTech’s is the most stable. Very few failures, great commissions, and excellent uptime!”
Manoj Sharma
Startup Owner, Madhya PradeshFrequently asked questions
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